Author Archives: lemsicle

I can’t believe a year has flown by already, when I think back to how we felt a year ago, constant letters and phone calls day after day, getting closer to the creditors meeting, the nerves and impatience and wondering … Continue reading →

So, I have my new car now and the first month where I have had the first payment taken out of my salary and I still had a net income of around £130 more than I was expecting which was … Continue reading →

I’m on an emotional rollercoaster at the moment. A week ago or beautiful 12yr old daughter ran away from home, this has nothing at all to do with our IVA but then, my ramblings are just that, echoes of our … Continue reading →

well I have to say it’s turning out to be an expensive month this month, we have had the MOT and service on the car (£180), car failed it’s MOT and needed another £40 worth of repairs, an advisory on … Continue reading →

Next week will be our third payment, I’m trying so hard not to see this as a prison sentence but finding it a bit hard at the moment. I’ve done myself a spreadsheet with all our payments mapped out so … Continue reading →

Ok so here we go again, my third attempt at a blog that hopefully this time won’t get deleted! We are a month into our IVA now so how did we get here? Well, I guess like many people over … Continue reading →

just testing if this blog is actually going to work!

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